The Northern has all sorts of convenient ways to finance your purchases.
The Northern Charge Account
With The Northern Charge Account, you can purchase whatever you like in our store, put it on account, and then not have to think about it until the end of the month. That's when we'll send you a statement. You'll then have the option of coming to the store to make your payment, mailing it in or phoning it in using your Visa, MasterCard, or American Express.
Legal Information: purchases on account are subject to a 24% annual interest rate, or 2% per month.
30-60-90 Plan
The Northern also offers an interest free way to make larger purchases. With our 30-60-90 Plan, when you make a purchase of more than $300, we'll let you make three payments at 30, 60 and 90 days (Get it?) interest free.
Homecard Charge Card
The Northern can also provide you with a Homecard Charge Card, which allows you to shop at any Home Hardware, Home Hardware Building Centre, Home Building Centre or Home Furniture store.
As a Homecard customer, you'll enjoy special offers exclusive to cardholders. For example, throughout the year we offer preferred rates on exciting merchandise and services such as Shop-By-Mail and personal insurance.
You'll also receive Home Hardware's consumer magazine ?Home at Home?, absolutely free, 4 times a year. Each issue of ?Home at Home? features informative and entertaining articles on topics such as decorating, projects for the Do-It-Yourself-er, crafts, cooking, home maintenance and much, much more.
Your Homecard Statement provides a detailed list of your previous month's transactions with payment due at month end. Depending on when you make your purchases during the course of a month, you could enjoy up to 59 days 'interest free'. You pay no interest on the previous month's balance when your payment in full is made by your statement due date. And with your Homecard you pay no transaction or annual fees. The privilege of having a Homecard is free.